Know what's
safe to spend.

Monthney helps you budget around real-life commitments, so you always know what's safe to spend today.

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See it in action

A clean, focused experience designed for everyday use.

Safe-to-spend overview
Budget categories
Transaction history
Commitments view
Monthly overview

Built for real monthly budgeting

Simple, focused, and useful — without turning your finances into clutter.

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Daily Safe-to-Spend

Get a clearer daily spending number after factoring in your income, fixed commitments, and spending so far.

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Commitments-First Budgeting

Monthney accounts for what's already spoken for — bills, subscriptions, loans — before telling you what's free to use.

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Budget Categories

Track spending against category budgets with visual progress indicators and a full monthly cycle view.

Expense & Income Tracking

Log transactions quickly and view your spending history to see exactly where your money goes each month.

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Backup & Restore

Export a full backup to iCloud Drive, Google Drive, or any location you choose. Restore anytime if you switch devices.

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Private by Design

Your data stays on your device by default. No account sign-up required. CSV import also supported.

Start budgeting for free today

Available on iOS and Android. No account needed, no subscription, no hidden fees.